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Tata Punch EV Smart 30kWh Facelift EMI Calculator

Tata Punch EV Smart 30kWh Facelift on-road Delhi ₹10.34 Lakh. EMI from ₹26,498/month (3-yr, 20% down) — customize below.

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Monthly EMI

17,373

Interest: 2,15,164

Total: 12,53,300

Most popular: 5-yr @ 9.5%, 20% down

₹17,373

Loan ₹8,27,200 · Interest ₹2,15,164 · Total ₹12,53,300

View Tata Punch EV Smart 30kWh Facelift specs & price →

Tata Punch EV Smart 30kWh Facelift EMI table @ 9.5% (on-road ₹10.34 Lakh)

Monthly EMI by down payment and tenure, incl. 0.5% fee.

Down payment3 years5 years7 years
10% (₹1,03,400)₹29,810int. ₹1,42,555₹19,544int. ₹2,42,060₹15,210int. ₹3,47,016
20% (₹2,06,800)₹26,498int. ₹1,26,716₹17,373int. ₹2,15,164₹13,520int. ₹3,08,458
30% (₹3,10,200)₹23,185int. ₹1,10,876₹15,201int. ₹1,88,269₹11,830int. ₹2,69,901

Frequently asked questions

What is the EMI for Tata Punch EV Smart 30kWh Facelift?

At 9.5% for 5 years with 20% down payment on the ₹10.34 Lakh Delhi on-road price, the EMI is about ₹17,373/month. Adjust down payment and tenure in the calculator above for your exact figure.

What is the down payment for Tata Punch EV Smart 30kWh Facelift?

Banks usually fund 80–90% of on-road price, so minimum down payment is roughly ₹1.03 Lakh–₹2.07 Lakh. Paying 20%+ down lowers EMI and total interest.

What is the total interest on a Tata Punch EV Smart 30kWh Facelift loan?

On a 5-year loan at 9.5% with 20% down, total interest is about ₹2.15 Lakh. A 3-year tenure cuts interest sharply while a 7-year tenure raises it — see the tenure table on this page.